Visa® / Mastercard® Cards
For your convenience, HealthCare First Credit Union offers the best to our members — a Debit Card to access your share draft/checking account, an ATM Card to access cash via ATM only.
Credit Card
A credit card is entirely different from a debit card — you are accessing a line of credit. It’s basically borrowing funds or a loan. A limit is established by your credit union when you apply for your account. These amounts must be paid back by the due date when you receive your bill, either in full or a monthly amount.
- Visa Credit Card: Great 9.99%APR** credit card rate. (The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan)
- Young Adult Visa Credit Card: Must be 18-26 years of age. Great 2.99%APR** credit card rate. (The same underwriting guidelines will be used as they would for the establishment of personal line of credit loan)
- Lost or Stolen call 1-800-991-4961
- Balance Inquiry call 1-800-433-0505
- Possible Fraud call 1-800-369-4887
eZCardInfo
A new feature has been added to our credit cards. You now have an easy and secure way of accessing your credit card account. eZCardInfo is your link to viewing and printing your statements, online bill paying, view past statements, check your account balance, minimum payment due, credit limit, and available credit. Enroll in eZCardInfo today to keep up-to-date with your credit card account 24/7!
Cash Back Rewards
Scorecard Cash Back Rewards Program: Earn cash back on all qualified purchases (excluding cash advances, balance transfers, convenience checks or returns) made with your ScoreCard Rewards card. The more you use the card the greater your reward! For every qualifying purchase made using your VISA Credit Card, you earn Cash Back Rewards that is applied to your VISA Card in January of each year. See VISA program for further details.
Debit Card
With the debit card, checking has never been so convenient. By using your debit card, you are accessing your checking account. Debit cards work like writing a check; you will need to deduct or decrease your account by the amount of the purchase. Your purchases are free of any unnecessary fees. This card provides the safety and simplicity of allowing members to access their checking accounts 24-hours per day at either an Automated Teller Machine (ATM) or at a merchant point of sale. A directory of free ATMs is available on the Pennsylvania Credit Union Association’s web site at http://www.cudollar.org.
ATM Card
With the ATM card, taking money out has never been so convenient. By using your ATM card, you are accessing your checking account. This card provides the safety and simplicity of allowing members to access their checking accounts 24-hours per day at an Automated Teller Machine (ATM). A directory of free ATMs is available on the Pennsylvania Credit Union Association’s web site at http://www.cudollar.org.
ATM & Debit Cards:
- DEBIT/MasterCard – lost or stolen call (800) 472-3272
- Identity Verification Response – Card Activation & PIN Reset call (800) 992-3808
- Maximum withdrawal per day = $500.00
- Maximum purchase per day = $2,500.00
*If you are traveling, please contact the Credit Union to let us know so we can be sure your card is unblocked.
IMPORTANT: All transactions completed at department stores and variety stores will require members to use their PIN number. Also, all debit card purchases made in PA over $200 will require members to use their PIN number.
